12.10 Reflection

Reflect on the following questions:

1. How have your personal experiences and upbringing shaped your financial behaviours and attitudes toward saving, spending, and investing?
2. In what ways do societal expectations, cultural norms, or peer influences impact your financial decision-making? Can you think of an example where these influences led you to make a financial choice you later reconsidered?
3. Consider a major financial setback or challenge you or someone close to you has faced. What were the key lessons learned from that experience, and how has it influenced your approach to financial well-being?
4. If you had unlimited financial resources, how would your approach to money management change? Would you still follow budgeting and saving principles, or would your financial behaviours shift? Why or why not?
5. What do you think is the greatest financial myth or misconception that people believe? How does this belief impact financial well-being on a personal or societal level?