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Each nation maintains its own independent currency and financial system, reflecting its internal structure—be it guild-led capitalism (Aurumpeak), tribal bartering (Hearthland), or centralized theocracy (Luminara).
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When entering Luminara, all foreign currencies are converted into Divine Coins, a standardized currency used for inter-nation religious and trade transactions within Shrine Tower-controlled areas.
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The magical economy, however, operates entirely separately. Essence Shards are the universal currency for all magical transactions across Sagolva.
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These shards are remnants of divine power, representing high-value magical energy.
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Refined shards serve not only as currency but as key components in magical gear, such as wand cores, enchantments, and alchemical catalysts.
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This dual-currency model results in two parallel economies—a mundane national system and an exclusive, high-tier magical economy.